The Last Great Tax Saver

"The Best Supplemental Retirement Plan of the 21st Century!"

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The only product available today that can safely continue to produce Tax Free Income for you, even after the money has already been used for other purposes!

Detax Your Retirement

To do so you must comply with "TEFRA," "DEFRA," and "TAMRA."

Maxed-Funded Indexed Universal Life Insurance tax laws refer to the Tax Equity and Fiscal Responsibility Act of 1982, Deficit Reduction Act of 1984, and the Technical and Miscellaneous Revenue Act of 1988. Together, they outline how a life insurance contract can be funded to tax qualify the cash values. Violation of these funding guidelines can cause your Indexed Universal Life Insurance policies cash values subject to taxation if it becomes a modified endowment contract and it will lose all of the tax benefits associated with cash value portion of the life insurance contract. To make sure that you retain all of the tax advantages of an Indexed Universal Life Contract requires that only the maximum premium for the coverage amount acquired be no more than what is mandated by these tax laws.  The Insurance companies are well aware of the limitations and provide guidelines in their illustration to make sure that you are in compliance.

Legal Disclaimer

Financial Scenarios LLC is not engaged in rendering legal and accounting services or legal and accounting advice. 

 The Scenarios are intended to present only an overview of one aspect of certain financial planning advantages and alternatives and to serve as a reference for further discussion with qualified legal counsel, accountants and professional advisors.

Information, illustrations, calculations and assumptions contained in the Scenarios are for information purposes only and will change based on different assumptions and laws and are not guaranteed.  Financial Scenarios LLC does not represent, warrant or guarantee financial or retirement planning performance or results that may be illustrated through use of the Scenarios, nor does it represent, warrant, or guarantee that analysis of past financial performance can predict or is any indication of future financial performance. 

The Scenarios do not recommend any particular asset allocation, security or investment method nor does the Scenario provide customized tax, legal or investment advice or strategies.  Rates of return and calculations are for illustration purposes only and do not represent any specific investment results. Before taking any action, you should seek the advice of qualified legal counsel, accountants and professional advisors.